The excitement of the stock market has always had the potential to provide incredible income earnings with very little effort. Unfortunately, this belief is not fully founded in reality. While the stock market and the internet have provided many individuals with a comfortable lifestyle, they both have also lead countless individuals towards financial ruin.

So how does one distinguish the good from the bad? Homework and research is one of the few ways to determine the true validity of any money making tool. That's why I've spent the last six years reviewing a variety of stock-picking and moneymaking programs to test the truth in their statements.

One such examination is VectorVest.

VectorVest combines a standard education in the stock market with real-time Internet investment tools. Using a five-step investment formula, VectorVest is designed to help beginner and intermediate traders choose stocks. A combination of software, Internet tools and seminar teachings educate traders on finding, evaluating, monitoring, buying and selling stocks.

While Vectorvest is based on sound indicators that have been used for years, such as moving averages and converging lines, reports from users of this program have produced less than stellar results.